Newspaper Archive of
Jewell County Record
Mankato, Kansas
February 6, 2003     Jewell County Record
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February 6, 2003

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ncerned about your retirement? 8ecu " " ~ ' " " nty ]sn t one of those thmgs that just happens. It takes planning, commitment, discipline and, most of all, money. Yet, according to the U.S. Department than half of Americans have put aside money specifically for retirement. And of the individuals who have sa,'ed, half are guessing at the amount of they will need to live on when they retire. But, no matter what your age, there are things you can do right now to take control of your finances so the money there when you need it: It your requirements future. financial guidelines ;st that you may need 90 percent of The sooner you begin saving for retirement, the more 'time your money has to grow. Put time on your Side these by making retirement saving a priority, your investment months of to make ions, there's lose the extra income representative can help YOU between n~ that tding on your income set your goals and design a money can make a difference maintain your plan suited to your financial ng when you situation. . Edward Jones offers no-obligation service help you determine money you unhappy with retirerfi~ent. in the long run. And don't forget that individual contri- bution limits have increased, poss self,directed Re~ml~r INmic in~nCdug Iwine~i~. Stick to your plan, and be patient with today's market and economic conditions. Stay focused on your long. term goals and the factors you can control, such as the quality of your investments and diversification. Your investment representative can provide you with a free portfolio review. entribute to an employer- sponsored retirement plan. If your employer offers a tax-sheltered savings plan such as a 401(k), enroll and contribute all you can. Over time, tax deferral and the power of compounding will make a difference in the amount of money you accumulate for retirement. You have until your last paycheck of the year to maximize these contribu- tions. Beginning in 2002, 401(k) contribution limits in $1,000 increments each year until 2006. Contact your investment representa. tive to learn more, smaller the the :investments c_an continue you A D V E R T I S E M E N T 3